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Live Baccarat games stream to you online from a casino studio.Sit at a virtual table and play with a professional human dealer, just like a land-based casino. This guide gives you the best live baccarat online casinos for US players.

We’ve Got the Most Tables

Discover the Top Online Baccarat Casinos (2021) - We look at the best casino sites for playing real money baccarat games. Plus top FREE welcome bonuses! If you crave the action that can only be felt with the turn of a card, then we have the games for you. With 38 live action table games dealt 24 hours a day, 7 days a week you are sure to get the best action in Florida.

You won’t find a larger selection anywhere else in the region. With seventy-five tables and eight different games, our guests have their choice of entertainment 24/7.

• Largest Table Game Selection in the Region
• Asian Table Games Available
• Classic and Modern Games Available

...And the Most Midi-Baccarat

For the midi-baccarat aficionados, we’re a destination in the Pacific Northwest. ilani contains the largest selection of midi-baccarat games in the region, as well as other classics to keep the energy flowing all day.

• Most Midi-Baccarat in the Region
• Available in the Smoke-Free Section
• Have a New Experience Every Visit

Don't be shy. Give it a try.

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Watch a short, fun video so you can approach a table with more confidence; remember, our friendly dealers are there to help you too.

Table games at ilani

BLACKJACK

Blackjack is one of the most popular table games. It is as easy to learn as it is exciting to play. With 36 blackjack tables throughout our casino, you'll be surrounded by the thrills.

CRAPS

Craps is one of the most widely played games of chance in the United States today. It offers gamblers a great variety of bets and fast action.

MIDI-BACCARAT

A variation of baccarat and mini-baccarat, in midi-baccarat, all cards are dealt by one dealer and only 7 players can be seated at one time. Unlike any other baccarat game, players handle the first two initial cards.

PAI GOW POKER

An American derivative of the Chinese domino game of Pai Gow. It is believed that the game originated in the late 1800s when the Chinese helped build the U.S. railroads.

ROULETTE

Roulette is a fast moving, simple and exciting game offering a variety of bets and payoffs. With 7 roulette tables throughout the casino, you'll never be far from the action.

SPANISH 21

Spanish 21 combines the thrill of playing blackjack with the multiple payoffs of a slot machine. An exciting variation of the traditional blackjack game, Spanish 21 offers more options, more fun and more ways to win!

THREE CARD POKER

Three card poker is a stud poker game that offers three ways to play and four different ways to win. Players may bet against the dealer or bet on the value of their own three-card hand or bet both. Bonus payouts may be won for certain hands when wagering against the dealer. The 'ante bonus' is paid when a player is dealt one of the three highest ranking hands in the game. The 'ante bonus' is paid regardless of the dealer's hand.

ULTIMATE TEXAS HOLD 'EM

Texas hold 'em poker is a community card poker game with an objective to make the best five-card hand using any combination from the person's two-card hand and the five community cards. Players are strictly playing against the dealer, not other players.

LET IT RIDE POKER

Let it Ride is a five-card poker game played against a pay table, not the dealer or other players.

BLAZING 777 BLACKJACK PROGRESSIVE

Blazing 7’s is an optional $1 progressive wager offered on 20 blackjack tables that’s based on 7’s. You win if at least one of your first two cards are a 7. You win more if both of your first two cards are 7’s. The payouts increase further if the dealer’s up card is also a 7. See paytable below for odds.

Sign Up for Momentum Rewards

ilani doesn’t just reward newcomers. Our loyal regulars use the Momentum Rewards Player’s Club to get free perks, special invites, monthly food offers and other benefits by joining. Learn more and sign up for free.

Indulge & Let Loose

End the night at our swanky 360 Bar or Muze lounge. Order a drink, relax by the intimate stage and enjoy the many shows we have going on every weekend.

Enjoy the Rose & Thorn bar & restaurant flowing with a vast selection of bourbons and spirits or enjoy a more casual fare at Smashburger. The choice is yours with our 9 dining options!

Find everything you need at the Cowlitz Trading Post, gush over the gorgeous jewelry at Ruby Blue or pick up some apparel at our chic Marshall Rousso retail store.

The average baccarat game features the same rules in land based and online casinos. Here are standard baccarat traits and rules:

• Banker bet has a 1.06% house edge
• Player bet has a 1.24% house edge
• Tie bet has a 14.36% house edge
• 8 decks
• 5% commission taken from winning banker bets

These are common no matter whether you play at brick and mortar or online casinos.

But you can find slight rule fluctuations at certain casinos. And these small changes can make a difference in your odds of winning.

That being said, I’d like to cover some of the top baccarat games among land based casinos and online gaming providers. But let’s first go over the main tips you should consider when searching for the best baccarat variations.

Tips on Finding the Best Baccarat Games

1. Search for Reduced Commission Baccarat

Taking 5% commissions from a winning banker bet is the norm in baccarat. Commissions are the only way that the house can keep their edge with this wager.

But you can gain an edge any time you find a game with reduced commissions. And this normally entails looking for a 4% commission table

The banker bet house edge drops from 1.06% to 0.60% when you find 4% commission baccarat.

This may not be the lowest house edge of all time. But it puts baccarat more on par with games like Jacks or Better video poker (0.46% house edge) and good blackjack tables (0.50% house edge).

And what’s great is that you don’t even need any true semblance of strategy to achieve the 0.60% house edge. All you need to do is make the banker bet every time.

2. No Commission Baccarat Isn’t Better, It’s Worse

We just covered how casinos use commissions to maintain an edge over players. But what if commissions were eliminated?

You can actually find games that don’t charge commissions. And this seems like a dream come true because it can give you the edge over casinos.

But the catch is that a banker win with 6 points only pays 50% on your bet. This happens 5.39% of the time and drives the house advantage up to 1.46%.

No commission baccarat isn’t a better game. In fact, it’s worse than standard variations.

3. Play EZ Baccarat

EZ baccarat is another game that doesn’t take commissions from banker bets. But this version offers a 1.02% house edge on banker wagers.

The key difference is how EZ baccarat makes up for the lack of commissions.

Almost every winning banker bet pays 1:1. The lone exception is when the dealer wins with a three card total of 7, which is a push.

You’d think that this would make EZ baccarat have a higher house edge just like the no commission game. But let’s compare the two rule caveats with banker bets:

• Banker wins with three card 7 (EZ baccarat) = 2.25% probability& push
• Banker wins with 6 (no commission baccarat) = 5.39% probability & 50% payout

Even with the 50% payout, no commission baccarat has a higher house advantage because its rule caveat occurs more than twice as often.

4. Look for Fewer Decks

Baccarat isn’t a game like blackjack or roulette, where rules can make a big difference. But one positive rule that you can look for is going from 8 decks to 6 decks.

A standard 8 deck game features a 1.06% house edge. A 6 deck game offers a 1.056% house advantage.

Let’s look at how this can make a difference in the long run:

• You bet $100,000 on both types of games over the course of a year.
• Your theoretical losses with 8 decks would be $1,060 (100,000 x 0.0106).
• Your theoretical losses with 6 decks would be $1,056 (100,000 x 0.01056).

Again, you won’t see a major change in your odds of winning. But since baccarat doesn’t give you many other chances to reduce the house edge, the number of decks is one factor that can change things.

5. Ignore Differences in the Tie Bets

Another common rule in baccarat games is for the tie bet to pay 8:1 on your wager. But few players make this bet because it carries a 14.36% house edge.

This is why some baccarat games offer 9:1 on the tie wager to make it more enticing. The 9:1 payout reduces the house edge from 14.36% to 4.84% in an 8 deck game.

Obviously, this is a marked improvement. But you’re still facing a house edge that’s over four times higher than what’s seen with the banker bet.

6. Look for the Best Available Comps and Bonuses

Baccarat doesn’t offer many comps because it has a low house edge, thus reducing the casino’s take. But this doesn’t mean that you should avoid looking for the best comp rates.

It’s not hard to visit online casinos and look at their bonus terms and conditions to see what kind of comps they’re offering.

Online rates tend to run together. But you’ll find more baccarat value at some casino sites with enough research.

Brick and mortar comps are harder to figure out because casinos aren’t upfront with their rating systems. This is another area, though, where you can find more value through research and/or personal experience.

Best Baccarat Casinos

1. Isleta Resort and Casino

Isleta Casino tops my list because it’s the only place that currently offers 4% commission baccarat.

I’ve never personally been to this casino in Albuquerque, New Mexico. But their website advertises that they only take 4% commissions.

This makes Isleta the only known place with a 0.60% baccarat house edge. You almost double your chances of winning from the standard 1.06% house advantage on banker bets.

The only downside is Isleta Resort and Casino’s location. The nearest major cities are Denver and Phoenix, but they’re both over 350 miles away.

Furthermore, Albuquerque isn’t a widely visited destination like casino hubs Las Vegas and Atlantic City.

But the point of this list is to find the top baccarat games. And Isleta has the best one right now out of both online and land based casinos.

2. The Orleans

Located on West Tropicana Avenue, the Orleans is one of the few Vegas casinos that runs a regular EZ baccarat game. This means that you can enjoy a 1.02% house edge with their baccarat.

But what separates the Orleans from other EZ baccarat games is the low stakes. You can play hands for as little as $10, meaning the average player will only lose 10 cents per round.

One more advantage to playing at Orleans is that it’s located near the airport and Vegas Strip. This makes it a good place to hit right away when you get into town.

The biggest downside is that there’s only one EZ baccarat table with $10 bets.

If you don’t get onto this table, then you’re forced to play one of the many regular baccarat tables throughout the place. But the good news is that Orleans isn’t far from the action, meaning you can quickly pop in and then go somewhere else.

3. Encore

Wynn properties are often associated with luxury and high rollers. But the Encore features an EZ baccarat game that most players should be able to afford.

Stakes begin at $25 per hand, which goes well with the 1.02% house edge.

One advantage that Encore has over the Orleans is that they feature 16 EZ baccarat tables. This helps offset the higher stakes because it’s much easier to get into one of Encore’s EZ baccarat games.

Another thing to like is the casino itself. The Encore casino has nice lounge seating, posh couches, and plenty of TVs to watch sports on.

And if you get tired of playing EZ baccarat at Encore, you can head next door to the Wynn to enjoy their casino and amenities.

4. Net Entertainment Baccarat

Net Entertainment (a.k.a. NetEnt) has long been known for producing high-quality slots games. But they’re also adept at table games, as evidenced by their baccarat action.

NetEnt features a “punto banco” game with 6 decks. As covered before, this reduces the house edge on banker bets from 1.06% to 1.056%.

You’ll see the player bet increase from 1.24% and the tie bet increase from 14.36% to 14.44%. But you likely won’t make these wagers anyways so it doesn’t matter.

Keep in mind that only the punto banco game has 6 decks and a 1.056% house edge. NetEnt’s “baccarat” has 8 decks and a standard 1.06% house advantage.

Another thing to appreciate about Net Entertainment baccarat is the interface.

Both the baccarat and punto banco tables offer rich graphics that bring the table felt to life. The table also features large words so that the rules are easier to read.

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5. Playtech Baccarat

Playtech is another online baccarat provider that features 6 decks instead of 8. Again, this difference lowers the house edge on banker bets from 1.06% to 1.056%.

Playtech also features some interesting side bets that can spice up the action. Here’s a closer look at each of these wagers:

• Either pair – You win if banker’s or player’s first 2 cards form a pair.
• Perfect pair – You win if banker’s or player’s first 2 cards form a suited pair.
• Small – You win if the total number of the banker’s and player’s cards is 4.
• Big – You win if the total number of banker’s and player’s cards is 5 or 6.

These bets are fun and add something extra to the experience. But I highly recommend that you avoid making them.

The reason why is because of the house edges, which you can see below:

• Perfect pair = 17.07%
• Either pair = 14.54%
• Small = 5.27%
• Big = 4.35%

The either pair and perfect pair wagers have higher house advantages than a tie bet. They’re also two of the worst bets in all of internet gaming.

The big and small wagers have house edges that are more in line with most prop bets. But these are still much worse than if you just stick with Playtech’s banker bet.

6. Gold Coast

Gold Coast doesn’t offer anything special like EZ baccarat, 4% commission tables, or 6 decks. But they’ve become a fan favorite among baccarat players due to their low stakes and quantity of tables.

This casino offers 14 tables with $10 minimum wagers. You can also look forward to a large number of prop bets, although I’d stay away from these if you don’t know the odds.

Gold Coast is located on Flamingo Road and isn’t far from the Vegas Strip. This allows you to enjoy cheap baccarat, then visit nearby places like the Mirage, Bellagio, Palms Casino, and Caesars Palace if you want more attractions and activities.

This casino is also good for enjoying other low stakes table games, and they regularly hold tournaments.

7. Evolution Gaming Baccarat

One of the best inventions to hit online casinos in recent years is live dealer gaming, where action from a land based casino is streamed directly to your device.

Evolution Gaming has become the gold standard for live baccarat and other games. The streaming is good, the dealers are cool, games move fast, and the casino atmospheres look nice.

I’m assuming that the dealers are well paid because they’re friendly and don’t require tips.

The baccarat game itself is nothing special because you’re dealing with a standard 8 deck shoe and 1.06% house edge on banker bets.

You’ll find many of the same prop bets offered in Playtech baccarat. As we covered before, these aren’t worth making.

The key reason to try Evolution Gaming baccarat is if you enjoy the live dealer experience.

Conclusion

Baccarat is already one of the most favorable games in the casino. But it helps if you can find a little more value and/or a different experience.

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This creates a 0.60% house edge, which is the lowest I’ve found live or online.

Best Online Casino For Baccarat

The D in Las Vegas used to have regular 4% commission baccarat. But they recently did away with these games.

Encore and Orleans are also good spots because they have EZ baccarat combined with fairly low stakes.

Encore has the advantages in tables (16), while the Orleans has the edge in stakes ($10). But both are good options when considering that EZ baccarat offers a 1.02% house edge.

The other choices we covered are online gaming providers with 6 decks instead of 8.

The value you gain with NetEnt and Playtech is so thin that it’s almost not worth mentioning. But if you’re going to play online baccarat, then you might as well knock a little more off the house edge.

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I also covered Evolution Gaming because they offer a good live dealer experience. You won’t gain anything in terms of the house advantage, but you can get a live baccarat experience without traveling.

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